Complete Guide to Searching and Claiming in AL [2026]
Alabama holds millions of dollars in unclaimed property waiting to be returned to rightful owners. From forgotten bank accounts in Birmingham to uncashed insurance checks in Mobile, Alabama residents and businesses have over $1 billion waiting to be claimed. The Alabama State Treasury is responsible for safeguarding and returning these assets to their owners.
Alabama uses the KAPS (Kelmar) for its unclaimed property database. Property typically becomes dormant after 5 years of no owner activity, at which point holders must report it to the state by October 1 each year.
This is the official state website operated by the Alabama State Treasury. Use this site to:
Visit alabama.findyourunclaimedproperty.com and search using your name or business name.
Check the property details (address, holder name) to confirm it belongs to you.
Complete the online claim form or download the paper form if preferred. Online claims typically process faster.
Provide proof of identity and ownership as requested by the state.
Alabama claims typically take 30-90 days to process.
Once approved, receive your funds via check or direct deposit (if available).
| Finder Fee Cap | 10% |
|---|---|
| Waiting Period | No waiting period - finders can contact owners immediately |
| Finder License Required | No |
| Dormancy Period | 5 years |
| Reporting Deadline | October 1 |
| Holding Period | Indefinitely |
Alabama State Treasury
(334) 242-7500
Standard KAPS interface. Written agreement required between finder and owner.
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