Guam Unclaimed Property

Complete Guide to Searching and Claiming in GU [2026]

The Good News: You Can Search for Free

Searching for unclaimed property in Guam is completely free. The territory's program is managed by the Treasurer of Guam:

Official Website:
Guam DOA - Unclaimed Property

Guam's unclaimed property (escheat) program is administered by the Treasurer of Guam within the Department of Administration. You can also search via MissingMoney.com.

Before You Search: What to Expect

Claiming unclaimed property in Guam has some unique considerations:

  • Smaller Program: As a U.S. territory with a population of about 170,000, Guam's unclaimed property database is smaller than most states but can still hold significant business assets.
  • Time Zone: Guam operates in the Chamorro Standard Time zone (ChST/GMT+10), which is 15 hours ahead of Eastern Time. Phone inquiries should account for this difference.
  • One Jurisdiction at a Time: This database only shows property held by Guam. Your company may have unclaimed property across 53 other U.S. jurisdictions.
Did you know? The average business has unclaimed property in 12-15 states. Large companies often have assets in all 54 U.S. jurisdictions.

The Real Challenge: It's Not Just Guam

Searching Guam is one search. To thoroughly check for your company's unclaimed property, you'd need to:

54 Different Websites

Each jurisdiction has its own portal. Different URLs, different logins, different interfaces.

54 Security Checks

CAPTCHAs, bot detection, verification challenges — on every single site.

54 Different Claim Forms

Each jurisdiction requires different documentation. Some accept online claims, others require notarized paper forms.

Processing: 30 Days to 6+ Months

Guam takes approximately 60-120 days. Other jurisdictions may take longer. Each requires separate tracking.

Do the Math: If each jurisdiction search takes 10 minutes (with CAPTCHAs and slow portals), searching all 54 takes 9+ hours. And that's before you even start the claim process.

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Guam Claim Process Details

If you prefer to search and claim manually in Guam, here's what you need to know:

About Guam's Unclaimed Property Program

Guam's unclaimed property (escheat) program is administered by the Treasurer of Guam within the Department of Administration (DOA). The program is governed by the Guam Code Annotated (11 GCA Chapter 106 for banks, 11 GCA Chapter 127 for securities, and related provisions), which follows principles similar to the Uniform Unclaimed Property Act. Holders of unclaimed property — including banks, insurance companies, employers, and other businesses — are required to report and remit abandoned property to the territory after applicable dormancy periods. The territory collects approximately $200,000 per year from inactive accounts and other escheatment.

Types of Unclaimed Property

Common types of unclaimed property in Guam include:

  • Bank accounts and certificates of deposit
  • Uncashed payroll and dividend checks
  • Insurance proceeds and premium refunds
  • Utility deposits and refunds
  • Stocks, bonds, and mutual fund accounts
  • Court deposits and trust funds
  • Safe deposit box contents
How to File a Claim
  1. Search for Property: Search via MissingMoney.com (select Guam), contact the DOA directly, or check published unclaimed property listings.
  2. File a Government Claim: Submit a claim through the Office of the Attorney General's Government Claims portal.
  3. Submit Documentation: Provide government-issued identification, proof of ownership, and supporting documentation such as corporate resolutions for business claims.
  4. For Unclaimed Checks: Contact unclaimed.checks@doa.guam.gov with "Unclaimed Check" in the subject line, or pick up in person at the Treasurer of Guam office.
  5. Wait for Processing: Claims are reviewed and verified before payment is authorized.
Required Documentation
  • Government-issued photo ID (driver's license or passport)
  • Proof of ownership or entitlement
  • Social Security Number or EIN verification
  • For businesses: Articles of Incorporation, business license, corporate resolution
  • For estates: Death certificate, letters testamentary, or probate documents
Processing Timeline

Guam typically processes unclaimed property claims in 60-120 days. Processing times can vary based on the complexity of the claim, the type of property, and the completeness of submitted documentation. Business claims and estate claims generally take longer due to additional verification requirements.

Dormancy Periods

Property in Guam is generally considered abandoned after 3-5 years of inactivity, depending on the property type. The dormancy period begins when the last contact between the owner and the holder occurred. Holders are required to make reasonable efforts to contact owners before reporting property as unclaimed.

Guam's Unique Considerations

As a U.S. territory in the Western Pacific, Guam has some unique aspects to its unclaimed property program:

  • Military presence: A significant portion of unclaimed property relates to military personnel and their families stationed at Guam's military installations.
  • Federal contractors: Many businesses operating in Guam are federal contractors, which may have unclaimed wages, deposits, or refunds held by the territory.
  • Tourism industry: Guam's tourism sector generates unclaimed property from hotel deposits, tour operator refunds, and hospitality-related assets.

Frequently Asked Questions

The Treasurer of Guam within the Department of Administration (DOA) manages the territory's unclaimed property (escheat) program. The program operates under the Guam Code Annotated, specifically 11 GCA Chapter 106 (banks) and 11 GCA Chapter 127 (securities/investments).

Guam holds unclaimed property indefinitely. There is no statute of limitations on claiming your property, so you can file a claim at any time regardless of when the property was originally reported.

No, you do not need a lawyer to claim unclaimed property in Guam. The process is designed to be straightforward. However, complex claims involving estates, business succession, or large amounts may benefit from professional assistance.

Not through individual jurisdiction websites. Each jurisdiction operates its own separate database. To search all 54 U.S. jurisdictions, you'd need to visit 54 different websites. Services like Claimiflo automate this process by searching all jurisdictions simultaneously.

Guam Quick Facts

  • Administering Agency
    Treasurer of Guam / Dept. of Administration
  • Processing Time
    60-120 days (varies)
  • Governing Law
    11 GCA Ch. 106, Ch. 127
  • Dormancy Period
    3-5 years (varies by property type)
  • Time Zone
    ChST (GMT+10)
  • Complexity
    Moderate

Contact Guam

Treasurer of Guam / Dept. of Administration

(671) 475-1101 / (671) 477-1007

unclaimed.property@doa.guam.gov

Monday-Friday, 8:00 AM - 5:00 PM ChST

doa.guam.gov

590 S. Marine Corps Dr., Suite 140, Tamuning, GU 96913

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Explore Other Territory & State Guides

U.S. Virgin Islands 60-90 days
Puerto Rico ~45 days
Washington D.C. ~30 days
Hawaii 30-60 days
California 60-180 days
Texas 60-90 days
View All 54 U.S. Jurisdictions

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