Complete Guide to Searching and Claiming in OH [2026]
Ohio holds millions of dollars in unclaimed property waiting to be returned to rightful owners. The Buckeye State requires certified letters for claims over $1,000, reflecting its careful verification process for the state's substantial holdings. The Ohio Department of Commerce is responsible for safeguarding and returning these assets to their owners.
Ohio uses the KAPS (Kelmar) for its unclaimed property database. Property typically becomes dormant after 5 years of no owner activity, at which point holders must report it to the state by November 1 each year.
This is the official state website operated by the Ohio Department of Commerce. Use this site to:
Visit unclaimedfunds.ohio.gov and search using your name or business name.
Check the property details (address, holder name) to confirm it belongs to you.
Complete the online claim form or download the paper form if preferred. Online claims typically process faster.
Provide proof of identity and ownership as requested by the state.
Ohio claims typically take Up to 120 days to process.
Once approved, receive your funds via check or direct deposit (if available).
| Finder Fee Cap | 10% |
|---|---|
| Waiting Period | No waiting period - finders can contact owners immediately |
| Finder License Required | Yes - Certificate required |
| Dormancy Period | 5 years |
| Reporting Deadline | November 1 |
| Holding Period | Indefinitely |
Ohio Department of Commerce
(877) 644-6823
Certified letters required for claims >$1,000. Background check and fingerprints required for finders.
Search all state databases, track claims, and manage your unclaimed property workflow with Claimiflo.
Start Free TrialNo credit card required
Search All 54 U.S. Jurisdictions. You run the searches - we organize and track the results from discovery to payment.
Start Your Free Trial