Complete Guide to Searching and Claiming in SC [2026]
South Carolina holds millions of dollars in unclaimed property waiting to be returned to rightful owners. The Palmetto Payback program proactively sends automatic checks to verified owners, eliminating the need to file claims for many properties. The South Carolina State Treasurer is responsible for safeguarding and returning these assets to their owners.
South Carolina uses the KAPS (Kelmar) for its unclaimed property database. Property typically becomes dormant after 5 years of no owner activity, at which point holders must report it to the state by November 1 each year.
This is the official state website operated by the South Carolina State Treasurer. Use this site to:
Visit southcarolina.findyourunclaimedproperty.com and search using your name or business name.
Check the property details (address, holder name) to confirm it belongs to you.
Complete the online claim form or download the paper form if preferred. Online claims typically process faster.
Provide proof of identity and ownership as requested by the state.
South Carolina claims typically take 4-8 weeks to process.
Once approved, receive your funds via check or direct deposit (if available).
| Finder Fee Cap | 15% |
|---|---|
| Waiting Period | 24 months before finders can charge fees |
| Finder License Required | No |
| Dormancy Period | 5 years |
| Reporting Deadline | November 1 |
| Holding Period | Indefinitely |
South Carolina State Treasurer
(803) 737-4771
Palmetto Payback sends automatic checks. Contracts >15% are criminal misdemeanor.
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